The workbench

Triangle in.
Drafted memo out.
Sixty seconds.

Paste a loss triangle — or start with the bundled benchmark — and the engine runs chain-ladder, Bornhuetter–Ferguson, Mack, and a 2,000-path bootstrap, then drafts your reserving memo. Change an assumption; watch every downstream number move.

no account · nothing to install · your data never leaves this browser tab

Your data stays yours — pasted triangles are parsed right here in your browser and never uploaded. Check us against the textbook — the bundled sample is the industry-standard Taylor–Ashe (1983) benchmark, so you can verify our results against the published literature before you trust us with anything.

workbench controls ready
%
cumulative triangle
development factors click a column header to see its links
draft reserving memo figures are links — click to trace
indicated vs booked
metricvalue
reserve range — ODP bootstrap sims 2 000 · seed 8841
simulated total reserve markers: P50 · P75 · P95 · booked
actual vs expected — latest diagonal
computation log

Method references: Mack (1993), Distribution-free calculation of the standard error of chain ladder reserve estimates, ASTIN Bulletin 23(2) · England & Verrall (2002), Stochastic claims reserving in general insurance · Bornhuetter & Ferguson (1972). The engine's results on the bundled triangle match Mack's published totals; see Method & Governance.

SAVE YOUR WORK

Create a free workspace to keep your books, build a verified run history, and export drafted memos as PDF. Takes thirty seconds; your data policy is one paragraph long.

Create a free workspace Book a working session

From workbench to platform

What you just used, at carrier scale

Same engine, your data

In the platform, intake agents assemble and reconcile triangles from your claims data — with lineage recorded at every join — instead of a paste box. platform · in development

Continuous, not on-demand

Actual-vs-expected drift runs as data lands, not when you open a page. The quarter becomes a checkpoint, not a discovery. platform · in development

Sign-off workflow

The drafted memo routes to a credentialed actuary. The sign-off line stays blank until a human fills it — that is the product's constitution, not a feature flag.